Loan Modification vs. Refinance: Which is Right for You?

If you're having trouble making your mortgage payment, there are ways to relieve the burden of high payments without going into foreclosure.Below we look at the benefits and drawbacks of each so you can make an informed decision about which option is best for your unique circumstances

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What Is a Loan Modification?

A loan modification is when your lender agrees to change the terms of your initial loan. A modification doesn't pay off your balance like a refinance does but instead gives you some options to change your loan's conditions.

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